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Andrea Miller
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Certified General Appraiser
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Join date: Oct 30, 2024
About
Hi, I’m Andrea. I’m a Certified General Appraiser and the owner of Heartland Ag Appraisals. I specialize in agricultural land, rural residential, and small-town commercial properties across Kansas and the Midwest. Most days you’ll find me digging into market data, dirt, improvements, and buyer behavior, all with the goal of making appraisals and the market easier to understand—not more complicated.
Posts (6)
Aug 20, 2026 ∙ 4 min
What Is a Step-Up in Basis Appraisal—and When Do You Need One?
If you inherited a farm, ranch, home, or other real estate after someone passed away, you may hear your accountant or attorney say: “We need a date-of-death appraisal for the step-up in basis.” That sounds complicated. The basic idea is actually pretty simple. What Is a Step-Up in Basis? Think of basis as the starting value used when figuring taxes if a property is later sold. Let's use a simple example. Grandpa bought the farm for $100,000. When he passed away, it was worth $500,000. Think...
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Jan 13, 2026 ∙ 4 min
Market Value vs. Asking Price: Understanding the Difference
Understanding the distinction between market value and asking price helps property owners approach the selling process with clearer expectations. While an asking price reflects personal strategy, market value reflects real-world buyer behavior. A credible appraisal bridges that gap by providing the information needed to make confident, informed decisions.
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Oct 30, 2024 ∙ 3 min
CMA (Comparable Market Analysis): The need to know and when to use them!
A Comparable Market Analysis (CMA) report is a tool used primarily in real estate to estimate the value of a property by comparing it to...
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